Cardintel

US card issuer intelligence

Daily intelligence on the US card issuers below the top ten.

16 issuers tracked across peer financials, master trust performance, and macro overlays. Primary sources: SEC EDGAR, FFIEC Call Reports, and FRED. Structured by the editors — not scraped, not estimated.

Peer financials

Every public US card issuer, normalized.

Segment-level financials from 10-K, 10-Q, and FFIEC Call Reports. Net charge-off rate, delinquency, NIM, and capital ratios — side by side across the peer set.

View covered issuers

Master trusts

Monthly servicer data, cleanly compared.

Charge-offs, MPR, yield, excess spread, and delinquency curves from Form 10-D and ABS-EE filings. Ten trusts across multiple years of monthly history.

Coming Q3 2026

Macro overlay

30 macroeconomic series with correlation analysis.

Overlay any MEV against any issuer or trust metric. Sourced from FRED, BLS, NY Fed, and Treasury. See what leads and what lags.

Coming Q4 2026

From the editors

The working layer for the next 50 card issuers.

The top ten US card issuers have dedicated research teams. The next 200 make the same decisions — pricing, underwriting, product design, competitive positioning — with a fraction of the resources. Cardintel is the daily intelligence layer for those teams, the analysts who cover them, and the investors who hold their paper.

Data is sourced directly from primary filings. No estimates, no aggregator markups. By the editors.